Health Cover for Overseas Students | Aussizz Group

Health Insurance

Before planning to study in Australia, it is essential to get familiarise with the Australia's health care system. You should be aware of the quality and functioning of the healthcare available to you, in case an unexpected happens during your stay in Australia.

OSHC (Overseas Student Health Cover)

It is a special health insurance coverage designed for international students that helps minimise health care costs while studying in Australia.

OSHC Covers:

  • Ambulance Services
  • Limited Pharmaceuticals
  • Day surgery accommodation
  • Accommodation in public hospital
  • Some prosthetic devices
  • Full Medicare Benefits Schedule (MBS) fee for in-patient medical services and benefit amount for out-of-hospital medical services

Things it does not cover

  • Treatment before arriving to Australia
  • Treatment while traveling to or from Australia
  • Transportation in and out of Australia for any reason
  • Treatment covered under reimbursement and damage provisions

OSHC can either be purchased by your education provider or you can choose your own insurance provider.

It is mandatory for international students to purchase their health insurance prior applying for a visa. If you do not hold a valid OSHC, it may lead to cancellation of your student visa.

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Overseas Visitors Health Cover (OVHC)

If you have applied for a Skilled Graduate 485 visa or a Temporary Work (Skilled) 457 visa, applying for Overseas Visitor Cover help you cover medical costs for both you and your family members. This cover is only suitable for visa holders who don't need to meet the requirements of Department of Immigration and Border Protection minimum requirements for health cover under condition 8501.

Every policy of OVHC varies in costs, eligibility and benefits, however, most of them cover:

  • A portion of fees for the services provided by doctors
  • Prescription Medicines
  • Emergency Ambulance Assistance

We have been associated with the two well-known Health Insurance Providers namely

Bupa Company

  • It serves more than 32 million customers in 190 countries
  • The organisation has 17 hospitals, 336 clinics, 453 care homes, 565 dental centres, 60 retirement villages and 36 optical outlets.
  • Offers comprehensive set of health insurance services to individuals and families through multiple channel distribution.

iman Company

  • One of the most trusted companies offering health cover to overseas workers for more than 30 years
  • All the health plans are acquiescent with the Department of Immigration and Border Protection for the 457 visa application
  • Being a financial member of IMAN Australian Health Plans, the advance premium amount paid is also refunded in case you choose to cancel the plan.