Visiting Australia? And Need a Health Insurance Cover?

An IMAN Healthcare Cover will ensure that your stay in Australia is spent without any hassles!

Why Choose Us?

We're a Brand You Can Trust!

IMAN Australian Health Cover Plans have been around for more than 30 years, to take care of its clients who of to travel, work, or stay in Australia. This here is a brand that has served a huge clientele, and has its name taken with the best Healthcare Cover Plans from all across the globe.

Because It's Affordable!

An IMAN Health Cover starts from only $17.45 per week for singles, and you can drop your worries to encounter any unexpected health-related problem to catch you off guard. Because IMAN will be there to protect you.

We Care - Before, as well as After Life

Not just other medical expenses, but expenses related to funeral, cover for returning an individual's body or returning their ashes to their home country or a medical escort if repatriation is required - it's all taken care by an IMAN Health Cover Plan.

About IMAN

IMAN has been in the business of providing health cover to people working overseas, since more than three decades.

Every IMAN Australian Health Plan has been carefully designed by people who hold expertise in every single detail related to the healthcare system of this country. All Health Plans at IMAN comply with the requirements of the Department of Immigration,with respect to the 457 Visa Application. These Plans include the cover for ambulance, hospital admission, and such.

For your stay in Australia, you can always expect an IMAN Health Cover Plan take care of you, giving you nothing but a peace of mind.

Main Features

All the aspects of your hospital case will be monitored - right from your admission, through to your discharge, and finally your return home.
You will get a 100% cover for medically essential repatriation to your home country.
All burial expenses, or the expenses regarding the returning your body or ashes to your home country will be taken care of.
Some of the Plans fully cover all the public and private hospital ER costs.

Visa letter instantly

If you plan to stay in Australia to study, travel, or work - you will need a Health Plan that complies with the Department of Immigration requirements for the 457 Visa application. With IMAN you side, you can rest assured to have exactly the health cover to meet the 457, 485, and other working visa requirements of yours. You will even be provided with a letter to go with your visa application, immediately after you joining.

Best For You

Budget Visitor Cover
Start from $75.62*

Request a Quote

What are You Waiting For? Let's Get Started!

The great country that Australia is, it's the stringent healthcare system it follows that adds to its greatness.

And at IMAN, we have the best health plans for you to help you spend a hassle-free time in Australia. You can contact us at insurance@aussizzgroup.com. and one of our agents will get back to you explaining the plan that best suits your needs!

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Health Insurance Criteria

Budget Visitor Cover Value Plus Visitor Cover Basic Visitor Health Cover Mid Visitor Cover Top Visitor Cover - Single Top Visitor Cover-C&F
Visa Compliance
Meets Government Requirements It meets Australian immigration requirements to maintain adequate health insurance for your stay in Australia.
Instant Visa Letter Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
Out of Hospital Treatment
Doctor services Percentage of benefits listed in MBS are received when consulting with general practitioner or specialist (including pathology and X-rays), where you are not in a hospital.

100% of MBS

100% of MBS

100% of MBS

100% of MBS

100% Cost
Antenatal, postnatal and psychiatric benefits Birth related services including antenatal and psychiatric/psychology with outpatient pregnancy benefits. Excluding services as antenatal classes and postnatal services provided by midwife or lactation consultant.

100% of MBS

100% of MBS

100% Cost
Prescription medicines These are usually capped. Benefit includes medication prescribed outside the hospital.

$500/Yr/Person

$500/Yr/Person

$1000/YR/Single Person $2000/Yr./C&F

$1000/Yr/Person

$2000/Yr./C&F
Hospital Types Covered
Public Hospitals Hospitals are typically of two types in Australia, public and private. Government runs public hospitals. Private sector runs private hospitals. Private hospital benefits are that you can choose your doctor and don't have to wait for non-emergency treatment.
100% Cost 100% Gazetted Rate 100% Cost 100% Cost 100% Cost 100% Cost
Private Hospitals - agreement Hospitals are typically of two types in Australia, public and private. Government runs public hospitals. Private sector runs private hospitals. Private hospital benefits are that you can choose your doctor and don't have to wait for non-emergency treatment.

Insurance providers have their own network of "agreement hospitals" that can be attended and be covered for hospital costs. Large out of pocket medical bills can result if you go to a private hospital that does not have insurance coverage.

Discuss with your insurer first before going to hospital.
100% Cost 100% Contracted Rate 100% Cost 100% Cost 100% Cost 100% Cost
Private Hospitals - non-agreement Hospitals are typically of two types in Australia, public and private. Government runs public hospitals. Private sector runs private hospitals. Private hospital benefits are that you can choose your doctor and don't have to wait for non-emergency treatment.

Insurance providers have their own network of "agreement hospitals" that can be attended and be covered for hospital costs. Large out of pocket medical bills can result if you go to a private hospital that does not have insurance coverage.

Discuss with your insurer first before going to hospital.
100% Cost 100% Default Benefits 100% Cost 100% Cost 100% Cost 100% Cost
In Hospital Inclusions
Excess Total excess amount is payable once per person per calendar year, up to a maximum of twice on the membership.
Nil Nil Nil Nil Nil Nil
Accommodation Fully covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals
Prescription medicines
(in hospital)
Medications listed under Pharmaceutical Benefits Scheme (PBS) for treatment of your specific condition are covered. Excluding high cost, non-PBS listed or drugs that are not approved by Therapeutic Goods Administration (TGA).
All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals
Surgical implanted prosthesis 100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals
Accident and emergency
services
Fully covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals All Hospitals
Doctor services You will get the benefits listed when you are treated by doctors or specialists (including pathology and x-rays) and other allied services (eg.physiotherapy) in a covered hospital.
100% Cost
100% of MBS

100% of MBS
100% Cost 100% Cost 100% Cost
In Hospital Specific Services
Pregnancy and related services If served your waiting periods, you may be covered for psychiatric and palliative care.

Some insurers offer minimum benefits. Minimum benefits are restricted to:
Bupa: Accommodation cover of shared room in public hospital with your choice of doctor. You'll get shared room minimum benefits at a rate set by the Government if chosen to be treated in private hospital.
IMAN: Accommodation at a rate set by the Government. The MBS fee for in-patient(where applicable) and out-patient medical expenses. Public hospital benefits may be put towards the cost of a stay in private hospital.
If chose to be treated in private hospital that is not fully covered, this may result in large out of pocket expense.
Lower Benefits
(as per Hospital admission)*
Lower Benefits Lower Benefits Lower Benefits 100% MBS
Rehabilitation If served your waiting periods, you may be covered for rehabilitation.
Some insurers offer minimum benefits.

(as per Hospital admission)*

(as per Hospital admission)*
Psychiatric or palliative care If served your waiting periods, you may be covered for psychiatric and palliative care.
Some insurers offer minimum benefits. Minimum benefits are restricted to:
IMAN: Accommodation at a rate set by the Government. The MBS fee for in-patient (where applicable) and out-patient medical expenses. Public hospital benefits may be put towards the cost of a stay in private hospital.
If chose to be treated in private hospital that is not fully covered, this may result in large out of pocket expense.
Lower Benefits
(as per Hospital admission)*
Lower Benefits Lower Benefits Lower Benefits Lower Benefits
Gastric banding If served your waiting periods, you may be covered for gastric banding and obesity surgery.
Some insurers offer minimum benefits. Minimum benefits are restricted to:
IMAN: Accommodation at a rate set by the Government. The MBS fee for in-patient(where applicable) and out-patient medical expenses. Public hospital benefits may be put towards the cost of a stay in private hospital.
If choose to be treated in private hospital that is not fully covered, this may result in large out of pocket expense.
Lower Benefits
(as per Hospital admission)*
Lower Benefits Lower Benefits Lower Benefits Lower Benefits
Bone marrow and organ transplants
IVF And assisted reproductive services
Cosmetic surgery Usually excluded, unless medically necessary.
Other
Emergency ambulance services Emergency service is where you need immediate treatment and there is no other way to get to a hospital.



Gap scheme A gap is the amount charged by doctor above a schedule fee. Some insurers have a gap scheme that doctors use to reduce or eliminate out of pocket expenses to patients.



Repatriation to home country Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.



Waiting Periods
In-patient psychiatric, rehabilitation and palliative care Psychiatric, rehabilitation and palliative treatments done in hospital will need you to serve a pre-defined waiting period. Waiting periods are already listed.
2 Months 2 Months 2 Months 2 Months 2 Months 2 Months
Pre-existing conditions If there is any pre-existing condition, then claim cannot be done on any service for that condition for waiting period. Waiting periods are already listed.
12 Months 12 Months 12 Months 12 Months 12 Months 12 Months
Pregnancy and related services Don't claim any service for a defined waiting period for pregnancy and obstetrics. Waiting periods for each insurer are listed to the right.
12 Months 12 Months 12 Months 12 Months 12 Months 12 Months
Out of hospital prescription medicines Some offer benefits on selected pharmacy items prescribed as hospital out-patient or by a doctor or specialist.
2 Months 2 Months 2 Months 2 Months 2 Months
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