NIB

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Visiting Australia? And Need a Health Insurance Cover?

If nib is with you, you know you have the best health insurance cover for Australia on your side.

Why Choose nib?

We Keep You Safe

Being one of the largest health insurance providers for Australia, there are already more than a million people across both Australia and New Zealand who trust that they're absolutely in safe hands.

Our Network Runs Far and Wide!

With an access to more than 460 agreement private hospitals, our network of health service centers is broad, to say the least, within Australia.

Ours is an Unmatchable Customer Service

We are here, real people, fully understanding the real life problems that arise, when it comes to human health. And in keeping with our mission to be of service to other people by being a health service provider to reckon with, we also ensure to be a world class and one of the friendliest customer service providers at nib.

About nib

nib has always prided itself to be a leading facilitators of proper healthcare and wellbeing in Australia and New Zealand.

With more than a million residents, over a hundred thousand international students and workers, plus expats who work and travel overseas having put their trust on us, we have come to become one of the fastest growing health and medical insurance providers in Australia

Our main mission that we always adhere to, is being a health care service provider that everyone can have an access to, and can well afford as well.

Main Features

An nib health cover will help you pay for your doctors and specialists in time of need.
The health covers you get here, meet the visa requirements put up by the Department of Immigration.
With every kind of health covers available, you can be the primary visa holder, either single or with your partner/spouse and/or any children under the age of 18 as listed on your student visa, who would all be covered under the plan you choose.

Visa Letter Instantly

Any country stresses a lot on the health of the people living there, and Australia is of course no exception. If anything, Australia is known to have one of the most stringent healthcare systems amongst all across the globe. And that is why, if you plan on making a visit or staying in this country, you would need someone like nib-OSHC to get you a proper health cover, in order to support your visa application. You only have to make sure that you provide a valid email id before you submit your application for cover.

Discover more

Understanding your health cover

For more information and to get a quote, visit ahm Here. here.

And Now, It's Time To Roll!

Are you on the lookout an overseas health cover for Australia? Because if you are, you can easily get in touch with us at insurance@aussizzgroup.com.

As soon as you contact us, one of our agents will get back to you with all the information regarding every health cover that we have, aiding you in choosing the best option for yourself!

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NIB OSHC Plan

Health Insurance Criteria

NIB
$40.83
Visa Compliance
Meets Government Requirements These policies will fulfill your international student visa requirements.
Apply directly on this website You can apply through oschaustralia.com.au and in most instances, you will receive your OSHC certificate within 1 minute of purchase.
In Hospital Treatment
Accommodation Public Hospitals: You are covered for accommodation (in a shared ward only), theatre fees,same day services, etc. At a minimum, you are covered for 100% of the rate determined by State and Territory health authorities for services charged to a patient who is not an Australian resident.

Private Hospitals: All OSHC providers have agreements with private hospitals. You will be covered for accommodation in a shared ward(or where available, a private ward), theatre fees, same day services, if you visit a hospital that your insurer has agreement with. At a minimum, you will be covered for 100% of the charges for all insurable costs raised by a contracted hospital. For a private hospital(where your insurer does not have an agreement) you have to pay the difference between hospital charges and default rate for insurer(this could be very high).
Accident and Emergency Services Public Hospitals: You are covered for accident and emergency services. At a minimum, you are covered for 100% of the rate determined by State and Territory health authorities for services charged to a patient who is not an Australian resident.

Private Hospitals: All OSHC providers have agreements with private hospitals. You will be covered for accident and emergency services for a hospital where your insurer has an agreement with. At a minimum, you will be covered for 100% of the charges for all insurable costs raised by a contracted hospital. For a private hospital(where your insurer does not have an agreement) you have to pay the difference between hospital charges and default rate for insurer(this could be very high).
Outpatient and Post Operative Where you are treated in a hospital as an out patient (not admitted) or where you are treated post operatively:

Public Hospitals: You will be covered for accident and emergency services. At a minimum, you will be covered for 100% of the rate determined by State and Territory health authorities for services charged to a patient who is not an Australian resident.

Private Hospitals: All OSHC providers have agreements with private hospitals. You will be covered for outpatient and postoperative services for a hospital where your insurer has an agreement with. At a minimum, you will be covered for 100% of the charges for all insurable costs raised by a contracted hospital. For a private hospital(where your insurer does not have an agreement) you have to pay the difference between hospital charges and default rate for insurer(this could be very high).
Doctor Services In a Hospital, you will receive 100% benefit listed in MBS for the treatment by doctors (including specialists).

100% of MBS
Out of Hospital Treatment
Standard GP Consultation You will get 100% of benefit listed in MBS for consultations with general practitioner (GP) where you are not in a hospital.

100% of MBS
Specialists You will get a percentage of benefits listed in MBS for consultations with specialist where you are not in a hospital.

85% of MBS
Pathology and X-rays You will get a percentage of benefits listed in MBS for pathology or X-Ray services where you are not admitted to a hospital.

85% of MBS
Other
Emergency Ambulance Services Emergency service is where you need immediate treatment and there is no other reasonable way to get to a hospital.
Surgically Implanted Prosthesis You will receive 100% benefit listed in Federal Government Prosthesis Schedule for surgically implanted prosthetics.
Prescription medicines You have to contribute an amount before the insurer will pay a benefit, when claiming for a prescription medicine. This contribution is equivalent amount to those listed in current Pharmaceutical Benefits Scheme (PBS).
This benefit is limited to:
  • $50.00 per prescribed item
  • $300.00 per person per calendar year
  • $600.00 in total per calendar year for Family cover

$50 item limit
$300 person limit pa
$600 family limit pa
Waiting Periods
Pre-existing Psychiatric You cannot claim any service for a defined waiting period, if you have a pre-existing psychiatric condition that needs treatment. Waiting periods for each insurer are listed.
2 Months
Pre-existing Conditions You cannot claim any service for a defined waiting period, if you have a pre-existing condition (that is, a condition where symptoms existed any time in the 6 months before arriving in Australia).
12 Months
Obstetrics You cannot claim any service for a defined waiting period, for obstetrics and pregnancy related services.
12 Months
Extra Features
Refund Policy Usually you are entitled to a full refund if your visa application is rejected. Some providers charge either a minimum cover or a refund processing fee, if you are not entitled to a full refund (for example, you finish your studies early).

No fees
  GET QUOTE

Visa Compliance

Meets Government Requirements

Apply directly on this website

In Hospital Treatment

Accommodation

Accident and Emergency Services

Outpatient and Post Operative

Doctor Services

100% of MBS

Out of Hospital Treatment

Standard GP Consultation

100% of MBS

Specialists

85% of MBS

Pathology and X-rays

85% of MBS

Other

Emergency Ambulance Services

Surgically Implanted Prosthesis

Prescription medicines

$50 item limit
$300 person limit pa
$600 family limit pa

Waiting Periods

Pre-existing Psychiatric

Pre-existing Conditions

Obstetrics

Extra Features

Refund Policy

No fees

Gap scheme

Repatriation to home country

Verified Reviews