Your intention to visit Australia could be to enjoy that perfect holiday you’d been waiting for. No? If you’re a student, you’re perhaps waiting to study in one of the best universities of the world. No, again? Ohh, perhaps, you are done with studying and want to work in Australia.

Whatever the case is, if you’re a citizen from a country that does not have a Reciprocal Healthcare Agreement (RHA) with Australia, you should know that you’re solely responsible for the medical expenses that arise. Australian healthcare is extremely costly and could dent a cave in your wallet! But, your Overseas Health Insurance is here to back you!

If you’re out studying on a 500 Visa, you could secure your health from unwanted & unnecessary expenses with an Overseas Student Health Cover (OSHC) Again, it is mandatory for you, if you are a student! But what if you’re done with studying and are working? You again need a 485 Overseas Visitor Health Cover (OVHC) to back your medical expenses when you apply for your visa. It is again mandated by the Home Affairs Department. Even if you want to visit Australia on a 600 Visa, it is highly recommended that you have an adequate level of OVHC so that your medical expenses are covered.

Your visit to Australia could be due to ‘n’ number of reasons. You might want to step out of your monotonous lifestyle & rewind a bit. Perhaps, you want to spend some time with your family or friends. Or perhaps, undertake any other activity. An important thing to remember is getting an adequate Overseas Health Insurance in Australia.

As a visitor, bear in mind that Medical expenses in Australia tear through the roof and it is highly advisable that you get your 600 Visitor Visa Health Insurance so that you can safeguard your health & wallet against any unforeseen medical event.

Also, if you are on a 601 Visa, it is strongly recommended by the Department of home affairs that you maintain adequate 601 visa health insurance when you’re in Australia, as it secures your health & medical expenses against unwanted expenses.

So, you’re planning to start a new chapter of your life in Australia whether as a visit or a business trip or to study, and you’re planning to buy the best Overseas Health Insurance plan for you and your family, but 

Do you know what a waiting period is?

Do you know what pre-existing conditions are?

How are pre-existing conditions assessed?

Why are there waiting periods?

What are the things to remember while buying an insurance plan?

So scroll down below to get the right information before you go on to buy the best Overseas Health Insurance Plans.

What is a Pre-existing Condition?

A pre-existing condition is an illness, an ailment or a condition of which you exhibit symptoms or signs of, before you got insured by the insurance policy, which can affect your health or your ability to work. There is no necessity for a diagnosis in this case. The pre-existing condition is determined in the opinion of the medical practitioner, appointed by the Health Insurance Provider, of any signs or symptoms which are reasonably evident to be prevailing since Six months before you are insured.

The pre-existing conditions can be life-threatening illnesses such as cancer, diabetes, stroke or it can be less threatening like High Blood Pressure, Asthma or a joint injury.

What means as a “Waiting Period” for Pre-existing Conditions?

A “Waiting Period” is a time where the insured person has to wait for a certain period before they can claim from their Health Insurance. Usually, a Health Insurer may impose 12 months before any benefits can be claimed by the insured. The Waiting Period usually starts from the day you arrive in Australia or from the day your visa is granted- whichever is more recent. You typically have to wait for 12 months before claiming any benefits for any Pre-existing Conditions, 12 months for Pregnancy and 2 months for palliative care, psychiatric care, or rehabilitation.

Why is there a Waiting Period?

The Waiting period is not for denying Healthcare access to anyone; instead it is to protect Health Insurers and other members of the Healthcare funds. If there are no Waiting periods, anyone can take out a health cover or upgrade their cover only when they know or have a suspicion that they would need that health cover. They will then reap all the benefits from the cover, then cease the cover or downgrade their current cover to a lower level policy, which results in substantial Hospital bills which then have to be paid by the long-term members on that policy. This would be extremely unfair to the long-term members.  Once you serve the Waiting Period and become a long-term member, then you don’t have to pay excessively for those who get in and out of the hospital at their leisure. You can also then claim benefits from your Health Insurance provider after you serve the “Waiting period.”

In case you’re planning to switch between health insurance policies, your Waiting Period will be carried over, and you don’t have to re-serve the Waiting Period that you already served. But if you’re switching to higher-grade Health policy, then you will have to serve the Waiting period before claiming any benefits that your previous plan didn’t offer.

Must Read: Most Important Terms to Consider for Australia Health Insurance Plan

Remember that an Overseas Health Insurance Cover may vary from one insurer to another. The terms and conditions, as well as the Waiting Period of one insurance providers, differs from the other. Also, never hide your pre-existing condition which you have at the time of Health Inspection.

It is also the medical practitioner appointed by the Health Insurers who decides whether you have a pre-existing ailment, illness or a condition and not your current treating doctor. The medical practitioner will also see that if there is a connection between the illness, ailment, or a condition to the policy the insurer is going to avail.

For the holders of Overseas Visitor Health Cover and Overseas Student Health Cover, you should always check with your Insurance providers as to which benefits they provide, their terms and conditions, the Waiting period in that Health Insurance Policy. For more detailed information, visit GetMyPolicy.online. Compare and buy from their most extensive range of insurance policies. Choose any cover type and for any Visa for Australia, and have a safe and carefree trip in Australia.

If you’re an international student planning to visit Australia, then arranging an Overseas Student Health Cover is very crucial for your Visa process.

According to the Department of Home Affairs (DHA), the 8501 condition of the Student Visa (subclass 500) states that “The visa holder must maintain adequate arrangements for health insurance during their stay in Australia.”

The OSHC Plan commences the day you arrive in Australia and you are insured throughout your entire course time in Australia.

The OSHC Plan in general covers:

• In & Out of hospital medical treatment
• Emergency ambulance assistance
• Prescription Medicines
• Treatment at Private Hospitals
• Medical Surgeries
• In-patient Psychiatric
• Palliative Care
• 100% of MBS fee for services like surgery or extended care for an illness
• 24×7 Emergency assistance

Remember: Once you arrive in Australia, it is necessary that you activate and order your Membership card from your Insurance Provider.

After receiving your card, always check the details on the card. It must match your details on the student visa.

In case of a mismatch, you must contact the respective insurance provider for the same.

You need your OSHC Membership card when:

• You need to visit a doctor
• You need to arrange admission to hospital
• You need to make a claim or make any other type of enquiry.

Your membership card will have your Insurance Membership number. If you are to use any OSHC Benefits at any of the medical service provider, you will have to show them your membership card.

Always keep your card SAFE, keep it in your wallet or somewhere close to you in time of need.

You are responsible for any claims that are made by your card.

If it gets lost, stolen or someone not covered by your OSHC plan is using your card- Inform your Insurance Provider immediately.

You can either activate the e-membership card or order the physical copy of the card as per the available option from your insurance provider.

Ahm, Medibank and Allianz Care offers e-membership card activation which you will receive via an e-mail. You can save this e-card in your phone and show when needed. If you want a Physical copy of the card, you can request your Insurance provider to send you the physical copy on your Australian address. You will receive the card within 10 days.

Insurance Providers like BUPA and NIB offers only Physical Cards.

Allianz Care Membership Card:

If your Insurance Provider is Allianz Care then on arriving in Australia, you can activate and order membership card by Allianz Global Assistance My OSHC Assistant App or from student membership Portal.

Just update your Australian address and contact number and get request for access of the membership card.

You can also get access of E membership card instantly from My OSHC Assistant App. Save it in your phone for easy access.

Medibank Membership Card:

You can get your Medibank e-membership card by going online on medibankoshc.com.au and complete your registration by updating the personal details asked of you on the website.

Save the digital card in your phone to keep it handy.

In case you want to order a Physical Membership card, just visit “ORDER DARD” option from your membership account

Or

Call Medibank at 134148 to update your Australian address and contact details to claim the physical card.

Bupa Membership Card:

For BUPA Policy holders, you must register for myBUPA to manage your OSHC account online.

Once you arrive in Australia, you can order a Physical card by updating contact details in myBUPA OSHC account online.

OR

you may email to oshc@bupa.com.au to update your personal details and contact details and order for physical membership card.

NIB Membership Card:

If you are NIB Policy holder, register on myNIB Account Portal (Online service for NIB)

Once you arrive in Australia, update address and contact details and order the physical membership card or call on NIB 1800 775 204 for the same.

AHM Membership Card:

For Ahm Policy holder, you should open an online membership account and complete registration by updating address details and contact details once you arrive in Australia.

You can activate e Card from your online membership account by choosing “VIEW DIGITAL CARD” option. Save the copy of your card in your phone to keep it handy.

In case you want to order a Physical Membership card, just visit “ORDER DARD” option from your membership account.

OR

Call AHM at 134148 to update your Australian address and contact details to claim the physical card.

So, these were all the details you need to know about your OSHC membership card.

@GetMyPolicy.Online, you’ll get the most extensive range of Plans from Government Approved Australian Health Insurance Providers. Compare and Choose instantly the plan that suits your needs, care and budget for your student visa for Australia.

In case you need kind of assistance, you can always reach us at-

Call +91 79 6682 6667 (India) | +61 3 9013 0880 (Australia)

Email: support@getmypolicy.online

Let’s start our blog with Mike’s story. Mike is a student of a popular college in Australia. Like other students, he goes to college, studies, does extra-curricular activities, plays sports etc. As life is not always a bed of roses, for everyone –  no matter how strong we are, tend to feel under the weather sometimes. Such was the case with Mike one day.

Come to rescue, the Overseas Students Health Insurance.

Insurance for a disease! One may tend to think “What’s there in a disease?”

A private bed in Australian Hospitals could cost anywhere between $250-$600, in addition to doctor’s fees, prescription medicines, services etc. This could run into financial troubles; something which can be avoided with an OSHC plan.

Mike’s planning to follow and adhere to the health norms of Department of Home Affairs came to his rescue. The Department of Home Affairs states, according to condition 8501 of the student visa (subclass 500) states that “The visa holder must maintain adequate arrangements for health insurance during their stay in Australia.”

But hey, why is it necessary for an overseas student to have an OSHC Insurance in Australia?

Like Mike, not all overseas students in Australia are eligible for Medicare, Australia’s health care system that offers a range of medical services for free or at a lower cost. Also, paying for emergency medical services can prove to be really costly in Australia. This is when an overseas health insurance comes to your rescue. It provides an access to free and/or affordable medical systems, in case of an unfortunate event.

An OSHC Cover (Overseas Students Health Insurance) is a health coverage specifically designed to help international students cover the costs of medical and hospital care for the duration of stay in Australia.

Must Read: Make your stay at Australia a Pocket-friendly one with an Overseas Health Insurance Cover

With an Overseas Students Health Cover, international students are covered for:

• Hospital costs for treatment and accommodation
• Out-of-hospital medical services
• Ambulance services
• 100% of MBS fee for any in-patient services like surgery or extended care for an illness
• Public and private shared ward accommodation (only those private hospitals that are associated with OSHC insurance provider)
• A couple of Prosthetic devices
• Listed prescription medicines, mentioned and approved by the doctor

In some cases, depending upon the insurer, dental services, physiotherapy and chiropractic services and contact lenses and eye glass prescriptions are not covered – but then depending upon the insurer, it differs. Not to worry though, extra packages can always be bought for a small fee.

If one is riddled with thoughts on how to get a health policy, GetMyPolicy comes to your rescue! It’s important to know that the OSHC is mandatory for the entire duration of stay in Australia. However, due to a wide array of insurance policies available, it can prove to be quite tough and overwhelming to buy the best suitable OSHC. It is always advisable to compare health insurance plans to make sure you are covered for all medical contingencies.

The process is actually, quite simple. One starts with finding a clinic or a medical centre on the internet, and it is followed by making an appointment with a General Practitioner (GP). OSHC providers run the extra mile in offering members access to the doctor directly, via social media or phone. With some OSHC providers, one can consult a doctor 24×7 in the comforts of their home. If the problems appear out of bounds for the GP, one is referred to a specialist.

Okay, so from where to buy the OSHC? Who are the best insurers?

The Top leading health insurance providers of OSHC Student Health Cover are

• BUPA
• Nib
• AHM
• Allianz Care
• Medibank

Confused by the options? Hey, we at GetMyPolicy are here to help you! In here, you can compare various health insurance plans and chose the one best for you or your type of visa. Here, you can get specific insights on coverage patterns when it comes to Public and Private hospital treatments.

At GetMyPolicy.online, you’ll get the most extensive range of Plans from Government Approved Australian Health Insurance Providers. Compare and Choose instantly the plan that suits your needs, care and budget for your student visa for Australia.

To make a claim, if the concerned medical centre is a part of direct billing network of the insurance provider, one doesn’t have to pay for anything. The claims can be done in person, online or by post.

Are you thinking about going to Australia to study?

You’re about to embark on a journey that promises not only academic excellence but also a wealth of cultural and recreational experiences. From bustling cities to serene landscapes, Australia has it all.

At Aussizz Group, we know how important it is to find the right city for your studies and future life. That’s why we’ve compiled this guide to the top 7 cities in Australia for international students in 2023.

Whether you’re an aspiring artist, budding entrepreneur, or future scientist, there’s a city here that will cater to your passions and ambitions. So, let’s dive in and explore what each of these cities has to offer.

Melbourne

Melbourne is known as Australia’s culture capital because of its lively arts scene, world-class restaurants, and diverse population. The unique mix of European and Asian influences in the city makes it feel international, which is why students come from all over the world to study there.

Academic Opportunities

Melbourne is known for its world-class universities and diverse range of courses. The city is a hub for the arts, humanities, and sciences, with institutions like the University of Melbourne and RMIT University offering a wide range of programmes. Melbourne is also home to several research institutions, providing opportunities for students to engage in cutting-edge research and innovation.

Co-curricular Activities

Melbourne offers a wide range of co-curricular activities for students. Join student clubs, participate in sports teams, or attend cultural events to enhance your skills outside of the classroom. The city is known for its vibrant arts scene, with numerous art galleries, theatres, and music venues hosting cultural events throughout the year. Students can join clubs and societies related to their fields of interest or participate in workshops and performances organised by the universities.

Must-Visit Places

Check out the lively arts scene in Melbourne, go to the famous Federation Square, or take a walk through the Royal Botanic Gardens. The Melbourne Cricket Ground is one of the biggest stadiums in the world, and the Melbourne Museum shows off the city’s rich history and culture.

10 Hilarious and Fascinating Facts About Australia That Will Make You Want to Pack Your Bags!

Side-Income Jobs

Find part-time work in the busy hospitality business in Melbourne or look into tutoring and academic mentoring. Positions as waitstaff, baristas, or kitchen assistants are available at the city’s numerous cafés and eateries. International students can also find tutoring jobs at local colleges, where they can help other students with their classes and prepare for exams.

Sydney

Sydney is the biggest city in Australia. It is known for its famous buildings, beautiful harbour, and busy nightlife. The city’s wide variety of people and strong economy make it a good place for foreign students who want to live in a busy city and seek a dynamic urban experience.

Academic Opportunities

The University of Sydney and the University of New South Wales are two of the most well-known universities in Sydney. International students can choose from a wide range of classes in the city, with a strong focus on business, economics, and technology. Sydney is also a centre for study and new ideas, with many research institutions and places for new businesses to start up.

Why Choose Australia for Your Higher Studies and Why Now?

Co-curricular Activities

Join a sports group, do something fun like surfing or hiking, or go to one of Sydney’s big sporting events. Big sports events like the Australian Open tennis tournament and the Sydney Marathon take place in the city. This gives students a chance to see world-class athletes in action. Sydney also has a lively arts scene. Throughout the year, many theatres, art galleries, and music venues host cultural events.

Must-Visit Places

Visit the iconic Sydney Opera House, walk across the Sydney Harbour Bridge, or relax on Bondi Beach. The city is also home to the Taronga Zoo, where you can see a wide range of Australian wildlife, and the Royal Botanic Garden, which offers stunning views of the harbour and city skyline.

Side-Income Jobs

You could get a part-time job in Sydney’s busy service business or in a shopping centre. The city’s booming tourism industry gives foreign students a lot of chances to work as tour guides or in customer service. Sydney also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Brisbane

Brisbane, the capital of Queensland, is known for its warm weather, love of the outdoors, and friendly people. The city has a laid-back vibe and is close to nature attractions like the Great Barrier Reef, which makes it a popular place for students who want a mix of city life and outdoor activities.

Academic Opportunities

Brisbane offers a range of courses for international students, with a strong focus on research and innovation. The city is home to several prestigious universities, including the University of Queensland and Queensland University of Technology. Brisbane is also a centre for research and development, with many study institutions and innovation centres.

Co-curricular Activities

You can enjoy the outdoors by doing things like biking along the Brisbane River or visiting the national parks close by. The music scene in the city is also strong, with live shows happening often at places like The Triffid and The Tivoli. Throughout the year, Brisbane also has a number of culture festivals that give students a chance to learn more about the local arts scene.

Must-Visit Places

Relax at the South Bank Parklands, see koalas at the Lone Pine Koala Sanctuary, or check out the arts scene in the city. Brisbane is also home to the Queensland Art Gallery and the Gallery of Modern Art, which show a wide range of modern and indigenous art.

Side-Income Jobs

Find part-time work in the hospitality business in Brisbane or think about teaching. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Brisbane also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Adelaide

Adelaide, the capital of South Australia, is known for its easy-going way of life, beautiful parks, and bustling arts scene. The city puts a lot of effort into education and research, and the cost of living is low, which makes it a good place for foreign students to study.

Academic Opportunities

Adelaide is known for its world-class universities and research institutions. The city offers a wide range of courses for international students, with a strong focus on healthcare, engineering, and technology. Adelaide is also a hub for research and innovation, with numerous research institutions and start-up incubators.

Co-curricular Activities

Participate in festivals like the Adelaide Fringe Festival or WOMADelaide, or explore the city’s beautiful parks and gardens. Adelaide also offers a vibrant arts scene, with numerous theatres, galleries, and music venues hosting cultural events throughout the year.

Must-Visit Places

Visit the Adelaide Botanic Garden, explore the Art Gallery of South Australia, or discover the city’s rich history. Adelaide is also home to the Adelaide Zoo, where you can see a wide range of Australian wildlife, and the South Australian Museum, which showcases the state’s natural and cultural heritage.

Side-Income Jobs

Work part-time in the hospitality business in Adelaide or look into retail jobs. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Adelaide also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Perth

Perth is the capital of Western Australia. It is known for its beautiful beaches, outdoor sports, and strong mining industry. Because the city is separated from the rest of Australia, it has its own culture and a strong sense of community. This makes it a great place for foreign students to study.

Academic Opportunities

International students can take a wide range of classes in Perth, with a strong focus on business and technology. The University of Western Australia and Curtin University are two of the most well-known schools in the city. With many study institutions and start-up incubators, Perth is also a centre for research and new ideas.

Co-curricular Activities

Engage in water sports along the coastline or immerse yourself in cultural festivals like the Perth International Arts Festival. The city also offers a vibrant arts scene, with numerous theatres, galleries, and music venues hosting cultural events throughout the year.

Must-Visit Places

Visit Kings Park and the Botanic Garden, relax on Cottesloe Beach, or explore the city’s vibrant arts scene. Perth is also home to the Perth Zoo, where you can see a wide range of Australian wildlife, and the Western Australian Museum, which showcases the state’s natural and cultural heritage.

Side-Income Jobs

Look for part-time work in the hospitality business in Perth or in retail. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Perth also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Canberra

Canberra, the capital of Australia, is known for its political significance, national institutions, and green spaces. The city’s status as the seat of government and its strong focus on research and innovation make it an attractive destination for students interested in politics, diplomacy, and international relations.

Academic Opportunities

As the capital of Australia, Canberra offers a wide range of courses for foreign students. Politics, diplomacy, and international relations are some of the most popular subjects. The Australian National University and the University of Canberra are two of the best universities in the city. Canberra is also a centre for study and new ideas, with many government agencies and research institutions.

Co-curricular Activities

Participate in university-sponsored discussions and forums or go to national institutions like the Australian Parliament House and the National Gallery of Australia. There is also a lively arts scene in the city, with many theatres, art galleries, and music places hosting cultural events all year long.

Must-Visit Places

Visit the Australian War Memorial, explore the National Gallery of Australia, or discover the city’s rich history. Canberra is also home to the National Museum of Australia, which showcases the country’s natural and cultural heritage, and the Australian National Botanic Gardens, which offer a wide range of native plants.

Side-Income Jobs

Look for part-time work in the hospitality business in Canberra or in retail. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Canberra also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Gold Coast

The Gold Coast, located in Queensland, is known for its stunning beaches, vibrant nightlife, and outdoor activities. The city puts a lot of effort into tourism and hospitality, and its laid-back beach culture makes it a popular place for students who want to see a different side of Australia.

Academic Opportunities

The Gold Coast offers a range of courses for international students, with a strong focus on tourism and hospitality. The city is home to several prestigious universities, including Griffith University and Bond University. The Gold Coast is also a hub for research and innovation, with numerous research institutions and start-up incubators.

Co-curricular Activities

Join surf clubs, participate in beach clean-up initiatives, or immerse yourself in music festivals and events. The city also offers a vibrant arts scene, with numerous theatres, galleries, and music venues hosting cultural events throughout the year.

Must-Visit Places

Visit Surfers Paradise Beach, explore the city’s vibrant arts scene, or discover the city’s rich history. The Gold Coast is also home to the Currumbin Wildlife Sanctuary, where you can see a wide range of Australian wildlife, and the Gold Coast Arts Centre, which showcases the city’s cultural heritage.

Side-Income Jobs

Find part-time work in the hospitality sector on the Gold Coast or in retail. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. The Gold Coast also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Side-Income Jobs for International Students in Australia

International students in Australia can get part-time jobs, also called “side-income jobs,” to make extra money. Not only do these jobs help students pay for their living costs, but they also give them good work experience.

Here are some of the most common part-time jobs for foreign students in Australia, along with their minimum wage rates, average monthly wages in AUD and INR, job requirements, and qualifications:

Tips to Improve Your PR Points for Australia

Babysitter
● Average wage rate: AUD 25 per hour
● Average monthly wage: AUD 2,600 (INR 1,38,554)
● Job requirements: Taking care of children, preparing meals, and ensuring their safety.
● Qualifications: Patience, good communication skills, and a background check.

Mail Deliverer
● Average wage rate: AUD 24.96 per hour
● Average monthly wage: AUD 2,500 (INR 1,33,225)
● Job requirements: Delivering mail and parcels to homes and businesses.
● Qualifications: Ability to follow directions, good organisational skills, and a valid driver’s licence.

Delivery Person
● Average wage rate: AUD 30.97 per hour
● Average monthly wage: AUD 3,200 (INR 1,70,528)
● Job requirements: Delivering food or other items to customers.
● Qualifications: Good communication skills, a valid driver’s licence, and a reliable vehicle.

Driver
● Average wage rate: AUD 35.78 per hour
● Average monthly wage: AUD 3,700 (INR 1,97,173)
● Job requirements: Driving people or goods from one place to another.
● Qualifications: A valid driver’s licence, a good driving record, and knowledge of local routes.

Tutor
● Average wage rate: AUD 30 per hour
● Average monthly wage: AUD 3,100 (INR 165,199)
● Job requirements: Teaching students in a particular subject.
● Qualifications: Expertise in the subject, good communication skills, and a teaching certification (optional).

Barista
● Average wage rate: AUD 28.92 per hour
● Average monthly wage: AUD 3,000 (INR 1,59,870)
● Job requirements: Making and serving coffee and other beverages.
● Qualifications: Customer service skills, knowledge of coffee-making techniques, and a food handler’s certificate.

Library Assistant
● Average wage rate: AUD 26.73 per hour
● Average monthly wage: AUD 2,700 (INR 1,43,883)
● Job requirements: Helping students and staff in the library.
● Qualifications: Good organisational skills, attention to detail, and computer literacy.

Campus Ambassador
● Average wage rate: AUD 23.23 per hour
● Average monthly wage: AUD 2,500 (INR 1,33,225)
● Job requirements: Promoting the university to prospective students.
● Qualifications: Good communication skills, enthusiasm, and knowledge of the university.

Fitness Class Instructor
● Average wage rate: AUD 42.38 per hour
● Average monthly wage: AUD 4,400 (INR 2,34,476)
● Job requirements: Teaching fitness classes to students.
● Qualifications: Fitness certification, good communication skills, and knowledge of exercise techniques.

In addition to these jobs, international students can also make money online by freelancing, tutoring, blogging, and selling physical things online. The minimum wage rate for online jobs varies depending on the type of work and the platform used. To find part-time jobs in Australia, international students can use job portals, recommendations, university pages, networking, and alumni job portals.

It is important to note that as of 1 July 2023, the National Minimum Wage in Australia is $23.23 per hour or $882.80 per week. The average monthly wage for part-time jobs varies depending on the type of work and the number of hours worked.

NOTE: The data shown here is based on our research that happened on 20th August 2023. We have considered an average of 24 hours of work per week for international students to calculate the rates mentioned above. The prices and wage rate are subject to the current time and rate. The source links have been stated at the end of this blog.

Criteria for Choosing a City

When choosing a city in Australia for study and settlement purposes, international students need to consider certain criteria. Factors such as the quality of education, cost of living, safety, multicultural environment, availability of student support services, and career prospects should be considered. Each city has its own unique qualities that may or may not fit with the tastes and goals of different people.

The Rising Trend: How International Students are Bridging the Skill Gap for Australia 

Conclusion

In short, the places we’ve talked about offer international students a unique mix of academic opportunities, cultural experiences, and part-time job opportunities.

Each city has its own personality and benefits, so you can find one that fits your personal and academic goals best. And don’t forget that you’re not alone in this journey.

The Aussizz Group, Australia’s largest migration and education consultancy, is here to support you every step of the way. From choosing the right university to navigating the visa process, our team of experts is dedicated to helping you make the most of your time in Australia.

So, get ready for an amazing learning experience and know that The Aussizz Group is here to help you have a great future. Don’t forget that you can always reach your goals.

Sources:

• Babysitting Rates in Australia & Its Top Cities | Find A Babysitter
• Australia Post Hourly Pay in Australia in 2023 | PayScale
• Delivery driver salary in Australia (indeed.com)
• Driver salary in Australia (indeed.com)
• Tutor salary in Australia (indeed.com)
• Barista salary in Australia (indeed.com)
• Library Assistant Hourly Pay in Australia in 2023 | PayScale
• Minimum wages – Fair Work Ombudsman
• Fitness instructor salary in Australia (indeed.com)

Australia & high medical costs are synonymous, aren’t they? Don’t agree? Maybe you consider pairing up Australia with kangaroos & tourists. This was precisely what Natasha thought when she planned her first solo trip to Australia. However, after getting back, she was thanking one thing: OVHC Health Insurance.

Read Natasha’s curious case to find out!

Working in the I.T. sector can be cumbersome for many, and a break from the routine work schedule can help on calm a person’s mind and get it back on the right track. And where better to enjoy one’s time off than the time spent in the Land Down Under!

So, Natasha starts with planning her trip, thinking of places to visit and activities to do! Well, her itinerary includes diving at the Great Barrier Reef, surfing at the Gold Coast, watching the sunset over the Yarra River, watching the Sydney Opera House while cruising at night, living nature and wildlife at Cape Byron Headland, etc. among many. The visits are not all; she plans to indulge herself in excellent food & cuisine Australia has to offer and live every bit of her Australian Dream.

Sounds fantastic, doesn’t it? There’s a good thing coming up! Wait for it!

But one of her close friends, Vikas asks her to get an OVHC Health Cover before leaving to Australia. Insurance before travelling? Well, that’s just recommended by the Department of Home Affairs, Australia; it isn’t compulsory, so why ‘waste’ money on that? Well, after an hour or two of deliberation, Vikas, manages to convince her to have a decent level of OVHC before starting her weeklong trip to Australia.

Well, after a healthy & a great start to her trip, the combination of too much adventure, Chicken parmigiana & Ginger beer didn’t help her much, and she soon found her way to a hospital, instead of surfing at the Gold Coast as planned.

The recovery process wasn’t simple. In addition to the General Practitioner services, she had to avail the services of a Specialist, all thanks to her severe Gastric problem. Look deeper, and you’ll soon realize that she would have needed to pay for hospitalization, an ambulance from her place of stay, medications provided in – hospital, and most importantly, pharmacy expenses when she’d be discharged.

Well, the total treatment expenses came slightly over 1800 AU$. The prescribed pharma drugs were an extra 120 AU$. For a solo traveller, who came to enjoy her time, to eliminate her stress, the very sight of approximately 2000 AU$ was a shocker.

Remember her friend Vikas’ advice to buy a suitable OVHC health plan from a certified provider? Well, this ‘waste’ costing 150 AU$ covered her 2000 AU$. Yes, indeed! Natasha’s OVHC provider covered her for in – patient accommodation in their vast network of hospitals, hospital transport, fees for medical personnel, nursing care, hospital meals, and lots more!

Now comes the best part – Claiming the medical expenses incurred. The hospital expenses were taken care of in a week. Thanks to her friends’ advice, Natasha did not have to shell out a single dollar from her pocket towards medical expenses or face any unwanted hassles during the claim processes. All thanks to the perfect OVHC health insurance provider.

Read More: Make your Australian Visit Medical Bills Free with Overseas Visitor Health Insurance!

All hail Natasha for sharing her story with us. Like many, she aims to bust this myth of side-lining OVHC during a trip. As travellers, would we expect something so unfortunate like this? We can see, but not foresee! The crux: It’s always good to be prepared. Better safe than sorry.

To secure your wallet and your travel health, buy the best OVHC health insurance. Compare various features and buy your best policy instantly at GetMyPolicy. Make your best choice from various options that align perfectly with your needs.

Australia is a beautiful place to live in and expensive as well, especially when it comes to bear any medical expenses. So, do you know, how the medical system works in the land of Kangaroos?

How medical system works?

What to do when someone needs to visit a hospital?

There are two types of service in Australia

1. Public hospital
2. Private Hospital

Difference between Public and Private Hospital

Generally, services under Public hospital are almost free of cost under Medicare! There are some restrictions for RHCA citizens which are mentioned below! You cannot choose your doctor!

In case of choosing a private hospital, you can pick your doctor. But one must check with the Overseas Health Insurance Cover provider whether that private hospital is listed under their service. If yes, you can enjoy the benefits. Otherwise, you won’t be covered! For more information about the service provider, you can check GetMyPolicy.online.

You can also log on to your service provider’s website and check ‘Find My Doctor’ option to avoid any extra costs!

What is Medicare in Australia?

Medicare is Australia’s public health care system for the citizens and residents under RHCA. Medicare offers free and subsidised cover for some services. If an international visitor faces any medical emergency, she/he may receive the benefits of Medicare! Though Medicare does not cover the expenses of a private hospital! you may not have the right to choose your own doctor in a public hospital as well! For every out of pocket expenses, you need to pay!

What is RHCA (Reciprocal Health Care Agreement)?

Australia has a Reciprocal Health Care Agreement with countries like UK, Belgium, Italy, New Zealand, Malta, Slovenia, Sweden, Ireland, Finland, Norway. The Medicare system in Australia will benefit any citizen of these countries! They generally do not need to purchase any Overseas Health Insurance Cover unless they want to a full cover because there are some services which are not covered by Medicare! Citizens who includes under RHCA, cannot choose their doctor or preferred hospital. Sometimes, they may have to wait a long period before undergoing treatment. Read More…..

What is EXTRA COVER?

Even an overseas health insurance coverage does not cover everything! In Medicare, Ambulance services, private doctor access, private hospital cost are not covered. Similarly, Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) do not cover dental, skin, cancer and some other services! So, insurance providers offer Extra Cover facility. You need to buy an extra cover to avail of these services!

To live care freely and soak the beauties of Australia, one must buy an adequate Overseas Health Insurance Cover for them and do not forget to upgrade your policy whenever needed! All we can say is that never take your health as granted!

Get in Touch with us for any queries, mail us at support@getmypolicy.online or call us at Australia – +61 3 9013 0880, India – 079 6682 6667

Hello, reader! We are happy to have you here. Namaste.

As we go through life, it’s important to find our real calling, which is something that not only makes us happy but also gives us a safe and happy future.

While Aussizz Group has always worked towards providing people with the best of opportunities, we understand that any journey towards betterment begins with awareness.

In case you weren’t aware, in the ever-changing world of education and careers, trade courses have become a bright light of both creativity and stability. So, without wasting any time, let’s explore the top 5 in-demand trade courses in Australia for 2023.

What are Trade Courses?

We all want a safe, secure, and rewarding future, not just for ourselves but also for our families and education is the bridge between your dreams and the real world.

Trade courses can help you build your bridge. They can help you reach your goals and make a big difference in the growth of the country. These classes teach you the basics of specific trades and give you the skills you need to change whole businesses.

As you learn the craft, you are not only making a way for yourself, but also building the foundations of a stronger, more skilled Australia. And as you get better at your job, you’ll be paid well for the important work you do.

People who wanted a better education in the past often went to a formal university. But in the fast-paced and always-changing job market of today, more and more people are taking trade classes.

Australia is a great place to start a career in the trades because it has world-class training centres and a strong economy.

Here are a few reasons why people should think about opting for trade courses in Australia.

Why Should One Go for Trade Courses in Australia?

When international students finish their trade course in Australia, they can look forward to a number of benefits that can help shape their future jobs. Here are some of the things that foreign students can look forward to:

Enhanced Job Prospects
Australia is known for its rigors vocational education and training system. If a foreign student completes a trade course there and does well, it can greatly improve their chances of getting a job. The level of training in Australia is well known around the world, which makes these students attractive to employers everywhere.

Practical Experience
Practical training is often a part of trade studies in Australia, like apprenticeships or internships. This hands-on training is a great way for students to build their skills and get ready for work when they graduate. It’s also a chance to make professional connections and build a network within the field.

Opportunity to Stay in Australia
Students from other countries who finish trade studies in Australia may be able to apply for visas that let them stay and work in the country after they graduate. Australia has a number of varied visas for skilled workers, such as the Temporary Graduate Visa (subclass 485), which lets new graduates stay in Australia to get work experience.

Pathway to Permanent Residency (PR)
In some cases, getting permanent residency (PR) in Australia can be done by taking a trade course and getting work experience there. Some trades are on the Skilled Occupations List (SOL), which is a list made by the Australian government of jobs with a skills shortage. International students with qualifications in these areas may have an advantage when applying for PR.

Increased Earning Potential
Trade skills are in demand all over the world, and skilled workers can often make a lot of money. When international students take a trade course in Australia, they learn skills that can be used in many countries. This can lead to well-paying jobs all over the world.

Personal Development
Studying abroad gives you chances to grow and change as a person. When international students finish their trade classes in Australia, they learn how to work with people from other cultures, improve their English skills, and become more resilient and able to adapt. These traits are not only useful in the workplace, but they also help people grow as people.

Australian Qualifications Framework (AQF) Recognition
The Australian Qualifications Framework (AQF) is a national policy that makes sure qualifications in Australia’s education and training sectors are uniform and comparable. When international students take trade courses that are part of the AQF, they can be sure that their qualifications will be recognised both in Australia and around the world.

5 Most Popular Trade Courses for 2023

Now, let’s get to the heart of the matter and talk about the best trade courses that 2023 has to offer:

Carpentry

Working with your hands to turn raw wood into beautiful works of architecture that show off your imagination is a rare skill and a blessing.

Carpenters don’t just build structures; they also make homes, companies, and dreams!

As a carpenter, it will be your job to plan, cut, and put together beautiful buildings and furniture out of wood. Think of yourself as a modern-day craftsperson who leaves their mark on buildings and rooms. Your woodworking skills will be in high demand, both in homes and businesses.

● Course Requirements: A minimum of 5.5 in their IELTS and completion of year ten or its equivalent (10th grade) in your home country.
● Course Duration: 12-24 months
● Cost of the Course: AUD 9,000 to AUD 15,000 per year (approx)
● Responsibilities: Building structures, installing fixtures, crafting wooden masterpieces
● Pay Range: AUD 60,000 to AUD 90,000 per annum (approx)
● Prime Locations: Melbourne, Sydney, Brisbane.

Commercial Cookery

Are you the kind of person who lives and breathes in the kitchen, making tasty treats that tickle people’s taste buds? You might be meant to work as a professional cook.

When you sign up for this class, you open the door to a world of creative cooking. As a chef, you will make meals that tell stories and take people on trips through their senses.

Your job will be both an art and a science, since you will be trying out different items and running the kitchen. Imagine working in high-end restaurants, small cafes, or even luxurious cruise ships, where your culinary skills will be the feature of every meal.

● Course Requirements: Must have an offer letter from the selected university, a valid passport, a minimum of 5.5 in their IELTS, evidence of sufficient funds, and an OSHC Certificate.
● Course Duration: 12-24 months
● Cost of the Course: Varies depending on the institution
● Responsibilities: Crafting delectable dishes, kitchen management, menu innovation
● Pay Range: AUD 55,000 to AUD 75,000 per annum (approx)
● Prime Locations: Melbourne, Sydney, Adelaide.

Know more about Commercial Cookery Courses in Australia

Automotive Mechanic Course

Do you get excited about engines and other machines? If so, then taking a course in auto mechanics is your fast track to a job that’s going to keep you excited and well-paid.

As an automobile mechanic, you’ll dive into the world of cars, figure out what’s wrong with them, and fix them so they run smoothly. You do more than just fix things; you’re like a doctor for cars, making sure they’re healthy and strong.

With more cars on the road, people will always need your skills.

● Course Requirements: Must have completed year 12 from your home country and scored at least 5.5 on the IELTS
● Course Duration: 12-24 months
● Cost of the Course: $9,000 to $16,000 per year (approx)
● Responsibilities: Wiring, maintenance, troubleshooting electrical components
● Pay Range: AUD 50,000 to AUD 80,000 per annum
● Prime Locations: Perth, Brisbane, Melbourne

Electrotechnology

Electrotechnology is the way to power up the world around you, from simple circuits to complicated electrical systems.

As an electrotechnologist, you’ll be the expert behind the scenes, making sure that lights flicker on, machines hum, and power moves smoothly.

Your job could involve anything from wiring buildings to taking care of complex electricity networks. In the modern age we live in now, your knowledge is very important.

● Course Requirements: A minimum of 5.5 in their IELTS and education requirement of Year 10 or Year 12 (High School Certificate) or its equivalent
● Course Duration: 12-24 months
● Cost of the Course: $1,000 to $9,000 per year (approx.)
● Responsibilities: Wiring, maintenance, troubleshooting electrical components
● Pay Range: AUD 60,000 to AUD 90,000 per annum
● Prime Locations: Sydney, Melbourne, Brisbane

Boat Building

If the open sea calls to you, taking a course in boat building could put you on the path to a very interesting career.

Your role as a boat builder involves creating vessels of various sizes and types, from luxurious yachts to sturdy fishing boats. Your work isn’t just about skill; it’s also about giving people who ride on your boats memories and experiences.

● Course Requirements: Must have scored 5.5 bands in IELTS and must be atleast 18 years old while applying.
● Course Duration: 12-24 months
● Cost of the Course: AUD 10,000 to AUD 15,000 per year (approx)
● Responsibilities: Boat construction, repairs, marine craftsmanship.
● Pay Range: AUD 45,000 to AUD 70,000 per annum
● Prime Locations: Gold Coast, Sydney, Brisbane

Read more about other popular courses in Australia

Why Are These Courses Are Future-Proof?

You might ask, “Will these courses stand the test of time?” Yes, for sure!

Carpentry, cooking, fixing cars, working with electricity, and making boats are all industries that will always do well. These jobs are the foundation of businesses that won’t go away. People will always need a place to live, good food, cars that work, electricity that works, and the fun of sailing.

These skills meet basic human needs, so there will always be a market for them. Those who learn these skills will have a steady source of income.

As long as these things are around, people will always need your skills. This will give you a steady income and a future as strong as a kangaroo’s pouch.

So, if you want to be a leader in business, what are you waiting for? Each of these classes can lead to a safe and successful job. Let’s leave a mark on the world, one skill at a time, and make waves that last.

Get in touch with Aussizz Group right away, and let’s get you on the road to success!

The world is currently dealing with COVID-19 pandemic and experiencing a very challenging situation health-wise. If you are an international student and trapped in Australia because of the crisis, you might feel concerned about how your OSHC provider reacts to this situation. Or, once the borders are opened, and you will be able to travel to Australia, will your OSHC cover you for COVID-19?

Are you covered?

Whether you are feeling unwell or not, first and most importantly, you will be pleased to know that the COVID-19 situation does not change any of the benefits already given by OSHC providers. It means you will continue to enjoy benefits on hospital and medical services including GP visits, PBS prescription medicines, pathological tests and emergency treatments.

According to government data, all OSHC providers have confirmed to cover COVID-19 related illnesses, mainly for ‘lung and chest’, ‘kidney’, ‘dialysis for chronic kidney failure’ or clinical illnesses. However, if the illness falls under ‘pre-existing conditions’ (hyperlink), a waiting period will apply. The waiting period will get waived in case of emergency treatments.

GetMyPolicy is continuously monitoring the evolving situation, and we strive to provide you with the relevant information on what measures are being taken by your insurer in response to the current scenario.

Before delving deep into specific coverage offered by leading insurance providers, you need to follow the basic guidelines if you contract any illness or COVID symptoms. You are advised to stay at home, call your GP or any healthcare service and seek telephonic advice at first.

Allianz Care

Both face-to-face and telephonic consultations are available. Pathology and radiology, including Specialists and COVID-19 tests, are covered by Allianz Care.

The cover is available to OSHC policyholders for hospital and out-of-hospital medical care, including PBS prescription drugs, care for emergencies. Here you can find details about Allianz Care OSHC Coverage during COVID-19.

In case you need any help, you can reach them at;

OSHC general information (within Australia)-  13 67 42

OSHC general information (from overseas)- +61 7 3305 8841

Must Read: With OSHC, Secure Your Health and College Life In Australia

Bupa

Bupa has taken several initiatives during the ongoing situation for its customers. It ensures that all clients who have a hospital policy are covered for lung, chest conditions.

Bupa OSHC has also expanded its Extras benefit and includes a claim for psychology, speech pathology, physiotherapy etc. Video and phone consultations for selected extras services are also available. 

It has announced $50m financial hardship relief, and in case you are facing any financial stress for COVID-19, you can directly reach them.

In case you need any help, you can reach them at;

OSHC enquiries (within Australia) – 1800 888 942

OSHC enquiries (outside Australia) – +61 3 9937 4223

Ahm and Medibank

Ahm OSHC and Medibank is covering 85% of the MBS fee for the cost of COVID-19 pathological testing, 100% of MBS fee for face to face GP consultation, 85% of the MBS fee for GP telepath consultation and so on. Full details are available on their website.

If you are facing any trouble or have any query, you can reach them;

OSHC helpline no- 134 148

Medibank has also introduced COVID-19 health assist. Eligible members with hospital cover may access free of cost personalised support and care at home from healthcare professionals. It has designed several programs to support those who are affected by the pandemic. Starting from ‘at home monitoring’ to ‘mental and physical health-support to recover’ from the disease, Medibank is offering a range of solutions.

Nib

In line with product design and subject to regular waiting periods and pre-existing assessment requirements, Nib benefits are payable. Nib covers 100 per cent of MBS for GP appointments, 85 per cent of outpatient services such as pathology’s Medicare Benefits Schedule (MBS) cost, up to $50 on PBS prescription drugs (with a cap) and hospital coverage can differ depending on your policy.

To know what you are explicitly covered for, you should read the OSHC policy fact sheet. Tap here to find out more about COVID-19 and your policies.

You can contact your Nib provider if you have further queries;

OSHC helpline no- 1800 775 204

If you still feel overwhelmed, you can also reach out to the customer support executives of GetMyPolicy for any queries regarding your OSHC policy. Also, you can seek help from GetMyPolicy Live Support, anytime, for any guidance regarding the purchased policy.

In the meantime, if you are looking to buy any Overseas Student Health Cover, visit Getmypolicy.online for instant comparison of a wide range of plans from the leading insurers of Australia. Purchase the best health cover to safeguard you and your family at this difficult time.