As an International student, many will be familiar with the Overseas Student Health Cover (OSHC). But we rarely think about the benefits covered by an OSHC policy except when we are faced with an illness or a medical condition which puts us in a situation of financial crunch. That’s when one gets introduced to the nitty-gritty of the insurance policy and terms such as claims and reimbursement starts to sound familiar.

One of the most frequent claim lodged as an Overseas insurance holder is for pharmacy bills. Yet understanding around the entitlements one receives as a policy purchaser towards the pharmacy bills is very vague. Or all pharmacy bills covered? If so, why do I always seem to get less claimable returns than the original bill? Or all pharmacy items covered? These are some of the questions that circle around the minds of International students while spending for their pharmacy bills out of pocket.

In this blog, we have broken down some crucial questions when it comes to coverage for pharmacy expenses and claiming for your pharmacy bills.

So, first off, what is covered?

Pharmacy bills containing prescription medicines prescribed by a doctor/GP while in Australia is covered under your OSHC policy. Which means, medicines that can be purchased over the counter without a prescription from a doctor cannot be reimbursed under this policy. For eg: Betadine, taken for a sore throat without a doctor’s advice.

What exactly is Prescription Medicine?

A prescription medicine refers to the medicines prescribed by the doctor requesting to be dispensed to the patient by the pharmacist. Such medicines need to be listed on the PBS (Pharmacy benefit Schedule) to get reimbursement for pharmacy expenses under the OSHC policy.

So, who pays first?

The student always pays off the pharmacy bill first and then, approaches the OSHC insurance provider for the claim benefits. The OSHC claims officer processes the pharmacy bills and reimburses the student a certain coverage amount.

What coverage can I get from OSHC providers against Prescription Medicine Costs?

Pharmacy expenses coverage always comes with a co-payment. It is a fixed amount paid by the student and the insurance company both, every time a medical service is claimed. Currently, for most of the OSHC providers, the minimum co-payment set by the Pharmaceutical Benefits Scheme (PBS) for international students is $40.30. Also, the maximum coverage one can get per pharmacy item listed in the bill is up to $50.

Still confused, let’s work it out with an example.

For instance, there are 3 items mentioned in a pharmacy bill- Drug A, Drug B and Drug C

Drug A costs $45

Drug B costs $32

Drug C costs $92 and the total bill amount is, $169

This is how co-payment works for this bill.

For Item 1 of the bill, Drug A, the student pays the first $40.30 and the OSHC provider pays $ 4.70

For Item 2, Drug B the student is supposed to pay the whole amount as it costs only $32, as it is less than the co-payment limit of $40.30. This means the student is not eligible for a claim for Drug B listed in the bill.

For Item 3, Drug C, the student pays the first $40.30 and the OSHC provider pays $ 50 as the maximum coverage limit per prescription item is set at $50. The rest of the excess amount will be paid by the student. Hence for Drug C, The student pays a total of $42 while the OSHC insurer pays $50.

It is important to remember that co-payment applies for every single prescription item listed in the pharmacy bill.

Is there an annual limit to the claimable amount towards pharmacy benefits?

Yes, there is! Please see the table below for detailed info on member contribution, maximum coverage per pharmacy item and annual claim limit for single and family policy for each provider

How to know which drugs or medicines are covered by the Pharmaceutical Benefit (PBS) Scheme?

PBS has medicines listing on their website. You can visit here: http://www.pbs.gov.au/browse/medicine-listing to explore the same.

Easy Steps to Claim for Prescription Medicines

• Get your medicines prescribed by the doctor
• Purchase it from a pharmacist and obtain a receipt covering all the information you need to claim
• Complete a claim form available at your OSHC provider’s website along with the receipt.
• Get your co-payment amount

Seeking further assistance on any type of coverage for your OSHC policy? Get started with our experts today at support@getmypolicy.online.

Imagine, you are studying in Australia in a reputed university and then one fine day you need to call your parents saying that you cannot continue your stay in the country.

Something unfortunate happened. Your health took a debacle and you had to get treated in Australia, but your health insurance (OSHC policy) did not cover you for the expenses. Or you failed to renew and extend your OSHC and thereby got your visa cancelled by the immigration department for breaching 8501 visa condition.

What if you have to deal with the same situation while you study in Australia?

You’ll be devastated! Won’t you? As there was so much of hard work done to get the opportunity of studying overseas.

But the good news is, you can take precautions and avoid facing such consequences.

Most of the times, international students end up regretting with their OSHC plan as they either:

• Buy it in a hurry
• Buy just by relying on family or friends’ recommendation or
• Buy the one by focusing solely on low-cost

If you are one among the students, planning to purchase overseas student health cover to meet requirements of student visa, all you need to do is to look for the most suitable plan and spend wisely on it.

Must Read: Why Overseas Student Health Cover is Necessary to Get Australian Student Visa?

So, What Defines a Suitable OSHC plan?

A suitable OSHC plan is nothing but the one that covers all your needs and provide you with peace of mind knowing that you are financially protected for the entire duration of your stay in Australia at the time of medical emergencies.

And how will you ensure that the plan you selected is perfect for you?

Keep reading to find out!

Compare Policies of Different OSHC Providers

When it comes to choosing the best overseas health insurance plan, we often get intimidated by a wide range of options available. Sometimes we end up buying a plan which costs less but doesn’t offer comprehensive coverage or we pay substantial premiums only to realise later that we never required frills in our plan.

So, before zeroing in on one, it is imperative to compare Overseas student health insurance policies from leading providers to make sure of getting the adequate level of coverage during emergencies.

Execute a quote on www.getmypolicy.online to get feature by feature comparison across all OSHC provider. Here, you can get specific insights on coverage patterns when it comes to Public and Private hospital treatments, Out of Hospital coverage for pathology, GP services and specialist requirements such as MRI scans.

You can also learn about applicable waiting periods and refund clauses through the comparison tool on our site.

Compare their Services

A common factor that all OSHC providers have is they offer additional services or features in their plans. The difference however is they may not be equal in how they perform or what they may cover.

For instance, some insurance providers have a designated OSHC app that helps their members to:

• Submit and process claims easily and quickly
• Find the nearest doctors
• Access membership card with policy details anytime
• Get local emergency numbers, etc.

While some OSHC providers have home doctor services and on-campus support services added in their plans. To get an idea how you can compare such services, you can refer to the table given below:

Now that you know how comparison helps you to land on a policy that’s right for you, are you looking for a resource that can help you run such quote or service comparison quickly?  Visit www.getmypolicy.online now & start comparing plans by leading health insurance providers to make a right decision.

For further assistance, you can also drop us an email at support@getmypolicy.online and get best solutions immediately.

The Victorian Skilled Migration Program for the fiscal year 2023-2024 is now accepting applications from both domestic residents in Victoria and international candidates.

Who Can Apply:

• Eligibility Criteria: Must be under 45, have competent English, and score at least 65 points on the Australian Government’s points test.
• Nomination from Victoria: Required for application.
• Application Process: Involves submitting an EOI to the Department of Home Affairs and an ROI for Victorian nomination.
• Required Documents: Passport, English language test, and Skills Assessment are mandatory. An employment contract and payslips are needed if you are currently working in Victoria.
• Time Limit: Must submit the visa application within 60 days of receiving the nomination.

Skilled Visa Processing Priorities in Australia: What’s New?

The Australian government has outlined specific priorities for processing skilled visa applications. Here’s a quick rundown:

1. Healthcare & Teaching: Top priority is given to professionals in healthcare and teaching sectors, including roles like medical scientists, social workers, and school principals.
2. Employer-Sponsored Visas: If you’re nominated by an accredited sponsor, your application will be fast-tracked.
3. Regional Area Occupations: Jobs in designated regional areas are also given priority, making it easier for applicants willing to work in these regions.
4. Permanent & Provisional Visas: Applications contributing to the migration program are prioritized, except for the Business Innovation and Investment (Provisional) visa.
5. Other Applications: All other visa applications are processed thereafter.

For more information please visit official website:

Additional Information and Support

The program is expected to conclude in the early part of 2024, with the specific closure date to be announced in due course.

Detailed information about the program, encompassing eligibility criteria and key timelines, will be made available as soon as it is finalized.

For personalized consultation or further clarification, you are encouraged to reach out at +61-3-9602-3435 or initiate an online inquiry.

Source: Click Here

Your intention to visit Australia could be to enjoy that perfect holiday you’d been waiting for. No? If you’re a student, you’re perhaps waiting to study in one of the best universities of the world. No, again? Ohh, perhaps, you are done with studying and want to work in Australia.

Whatever the case is, if you’re a citizen from a country that does not have a Reciprocal Healthcare Agreement (RHA) with Australia, you should know that you’re solely responsible for the medical expenses that arise. Australian healthcare is extremely costly and could dent a cave in your wallet! But, your Overseas Health Insurance is here to back you!

If you’re out studying on a 500 Visa, you could secure your health from unwanted & unnecessary expenses with an Overseas Student Health Cover (OSHC) Again, it is mandatory for you, if you are a student! But what if you’re done with studying and are working? You again need a 485 Overseas Visitor Health Cover (OVHC) to back your medical expenses when you apply for your visa. It is again mandated by the Home Affairs Department. Even if you want to visit Australia on a 600 Visa, it is highly recommended that you have an adequate level of OVHC so that your medical expenses are covered.

Your visit to Australia could be due to ‘n’ number of reasons. You might want to step out of your monotonous lifestyle & rewind a bit. Perhaps, you want to spend some time with your family or friends. Or perhaps, undertake any other activity. An important thing to remember is getting an adequate Overseas Health Insurance in Australia.

As a visitor, bear in mind that Medical expenses in Australia tear through the roof and it is highly advisable that you get your 600 Visitor Visa Health Insurance so that you can safeguard your health & wallet against any unforeseen medical event.

Also, if you are on a 601 Visa, it is strongly recommended by the Department of home affairs that you maintain adequate 601 visa health insurance when you’re in Australia, as it secures your health & medical expenses against unwanted expenses.

So, you’re planning to start a new chapter of your life in Australia whether as a visit or a business trip or to study, and you’re planning to buy the best Overseas Health Insurance plan for you and your family, but 

Do you know what a waiting period is?

Do you know what pre-existing conditions are?

How are pre-existing conditions assessed?

Why are there waiting periods?

What are the things to remember while buying an insurance plan?

So scroll down below to get the right information before you go on to buy the best Overseas Health Insurance Plans.

What is a Pre-existing Condition?

A pre-existing condition is an illness, an ailment or a condition of which you exhibit symptoms or signs of, before you got insured by the insurance policy, which can affect your health or your ability to work. There is no necessity for a diagnosis in this case. The pre-existing condition is determined in the opinion of the medical practitioner, appointed by the Health Insurance Provider, of any signs or symptoms which are reasonably evident to be prevailing since Six months before you are insured.

The pre-existing conditions can be life-threatening illnesses such as cancer, diabetes, stroke or it can be less threatening like High Blood Pressure, Asthma or a joint injury.

What means as a “Waiting Period” for Pre-existing Conditions?

A “Waiting Period” is a time where the insured person has to wait for a certain period before they can claim from their Health Insurance. Usually, a Health Insurer may impose 12 months before any benefits can be claimed by the insured. The Waiting Period usually starts from the day you arrive in Australia or from the day your visa is granted- whichever is more recent. You typically have to wait for 12 months before claiming any benefits for any Pre-existing Conditions, 12 months for Pregnancy and 2 months for palliative care, psychiatric care, or rehabilitation.

Why is there a Waiting Period?

The Waiting period is not for denying Healthcare access to anyone; instead it is to protect Health Insurers and other members of the Healthcare funds. If there are no Waiting periods, anyone can take out a health cover or upgrade their cover only when they know or have a suspicion that they would need that health cover. They will then reap all the benefits from the cover, then cease the cover or downgrade their current cover to a lower level policy, which results in substantial Hospital bills which then have to be paid by the long-term members on that policy. This would be extremely unfair to the long-term members.  Once you serve the Waiting Period and become a long-term member, then you don’t have to pay excessively for those who get in and out of the hospital at their leisure. You can also then claim benefits from your Health Insurance provider after you serve the “Waiting period.”

In case you’re planning to switch between health insurance policies, your Waiting Period will be carried over, and you don’t have to re-serve the Waiting Period that you already served. But if you’re switching to higher-grade Health policy, then you will have to serve the Waiting period before claiming any benefits that your previous plan didn’t offer.

Must Read: Most Important Terms to Consider for Australia Health Insurance Plan

Remember that an Overseas Health Insurance Cover may vary from one insurer to another. The terms and conditions, as well as the Waiting Period of one insurance providers, differs from the other. Also, never hide your pre-existing condition which you have at the time of Health Inspection.

It is also the medical practitioner appointed by the Health Insurers who decides whether you have a pre-existing ailment, illness or a condition and not your current treating doctor. The medical practitioner will also see that if there is a connection between the illness, ailment, or a condition to the policy the insurer is going to avail.

For the holders of Overseas Visitor Health Cover and Overseas Student Health Cover, you should always check with your Insurance providers as to which benefits they provide, their terms and conditions, the Waiting period in that Health Insurance Policy. For more detailed information, visit GetMyPolicy.online. Compare and buy from their most extensive range of insurance policies. Choose any cover type and for any Visa for Australia, and have a safe and carefree trip in Australia.

If you’re an international student planning to visit Australia, then arranging an Overseas Student Health Cover is very crucial for your Visa process.

According to the Department of Home Affairs (DHA), the 8501 condition of the Student Visa (subclass 500) states that “The visa holder must maintain adequate arrangements for health insurance during their stay in Australia.”

The OSHC Plan commences the day you arrive in Australia and you are insured throughout your entire course time in Australia.

The OSHC Plan in general covers:

• In & Out of hospital medical treatment
• Emergency ambulance assistance
• Prescription Medicines
• Treatment at Private Hospitals
• Medical Surgeries
• In-patient Psychiatric
• Palliative Care
• 100% of MBS fee for services like surgery or extended care for an illness
• 24×7 Emergency assistance

Remember: Once you arrive in Australia, it is necessary that you activate and order your Membership card from your Insurance Provider.

After receiving your card, always check the details on the card. It must match your details on the student visa.

In case of a mismatch, you must contact the respective insurance provider for the same.

You need your OSHC Membership card when:

• You need to visit a doctor
• You need to arrange admission to hospital
• You need to make a claim or make any other type of enquiry.

Your membership card will have your Insurance Membership number. If you are to use any OSHC Benefits at any of the medical service provider, you will have to show them your membership card.

Always keep your card SAFE, keep it in your wallet or somewhere close to you in time of need.

You are responsible for any claims that are made by your card.

If it gets lost, stolen or someone not covered by your OSHC plan is using your card- Inform your Insurance Provider immediately.

You can either activate the e-membership card or order the physical copy of the card as per the available option from your insurance provider.

Ahm, Medibank and Allianz Global Assistance offers e-membership card activation which you will receive via an e-mail. You can save this e-card in your phone and show when needed. If you want a Physical copy of the card, you can request your Insurance provider to send you the physical copy on your Australian address. You will receive the card within 10 days.

Insurance Providers like BUPA and NIB offers only Physical Cards.

Allianz Global Assistance Membership Card:

If your Insurance Provider is Allianz Global Assistance then on arriving in Australia, you can activate and order membership card by Allianz Global Assistance My OSHC Assistant App or from student membership Portal.

Just update your Australian address and contact number and get request for access of the membership card.

You can also get access of E membership card instantly from My OSHC Assistant App. Save it in your phone for easy access.

Medibank Membership Card:

You can get your Medibank e-membership card by going online on medibankoshc.com.au and complete your registration by updating the personal details asked of you on the website.

Save the digital card in your phone to keep it handy.

In case you want to order a Physical Membership card, just visit “ORDER DARD” option from your membership account

Or

Call Medibank at 134148 to update your Australian address and contact details to claim the physical card.

Bupa Membership Card:

For BUPA Policy holders, you must register for myBUPA to manage your OSHC account online.

Once you arrive in Australia, you can order a Physical card by updating contact details in myBUPA OSHC account online.

OR

you may email to oshc@bupa.com.au to update your personal details and contact details and order for physical membership card.

NIB Membership Card:

If you are NIB Policy holder, register on myNIB Account Portal (Online service for NIB)

Once you arrive in Australia, update address and contact details and order the physical membership card or call on NIB 1800 775 204 for the same.

AHM Membership Card:

For Ahm Policy holder, you should open an online membership account and complete registration by updating address details and contact details once you arrive in Australia.

You can activate e Card from your online membership account by choosing “VIEW DIGITAL CARD” option. Save the copy of your card in your phone to keep it handy.

In case you want to order a Physical Membership card, just visit “ORDER DARD” option from your membership account.

OR

Call AHM at 134148 to update your Australian address and contact details to claim the physical card.

So, these were all the details you need to know about your OSHC membership card.

@GetMyPolicy.Online, you’ll get the most extensive range of Plans from Government Approved Australian Health Insurance Providers. Compare and Choose instantly the plan that suits your needs, care and budget for your student visa for Australia.

In case you need kind of assistance, you can always reach us at-

Call +91 79 6682 6667 (India) | +61 3 9013 0880 (Australia)

Email: support@getmypolicy.online

Let’s start our blog with Mike’s story. Mike is a student of a popular college in Australia. Like other students, he goes to college, studies, does extra-curricular activities, plays sports etc. As life is not always a bed of roses, for everyone –  no matter how strong we are, tend to feel under the weather sometimes. Such was the case with Mike one day.

Come to rescue, the Overseas Students Health Insurance.

Insurance for a disease! One may tend to think “What’s there in a disease?”

A private bed in Australian Hospitals could cost anywhere between $250-$600, in addition to doctor’s fees, prescription medicines, services etc. This could run into financial troubles; something which can be avoided with an OSHC plan.

Mike’s planning to follow and adhere to the health norms of Department of Home Affairs came to his rescue. The Department of Home Affairs states, according to condition 8501 of the student visa (subclass 500) states that “The visa holder must maintain adequate arrangements for health insurance during their stay in Australia.”

But hey, why is it necessary for an overseas student to have an OSHC Insurance in Australia?

Like Mike, not all overseas students in Australia are eligible for Medicare, Australia’s health care system that offers a range of medical services for free or at a lower cost. Also, paying for emergency medical services can prove to be really costly in Australia. This is when an overseas health insurance comes to your rescue. It provides an access to free and/or affordable medical systems, in case of an unfortunate event.

An OSHC Cover (Overseas Students Health Insurance) is a health coverage specifically designed to help international students cover the costs of medical and hospital care for the duration of stay in Australia.

Must Read: Make your stay at Australia a Pocket-friendly one with an Overseas Health Insurance Cover

With an Overseas Students Health Cover, international students are covered for:

• Hospital costs for treatment and accommodation
• Out-of-hospital medical services
• Ambulance services
• 100% of MBS fee for any in-patient services like surgery or extended care for an illness
• Public and private shared ward accommodation (only those private hospitals that are associated with OSHC insurance provider)
• A couple of Prosthetic devices
• Listed prescription medicines, mentioned and approved by the doctor

In some cases, depending upon the insurer, dental services, physiotherapy and chiropractic services and contact lenses and eye glass prescriptions are not covered – but then depending upon the insurer, it differs. Not to worry though, extra packages can always be bought for a small fee.

If one is riddled with thoughts on how to get a health policy, GetMyPolicy comes to your rescue! It’s important to know that the OSHC is mandatory for the entire duration of stay in Australia. However, due to a wide array of insurance policies available, it can prove to be quite tough and overwhelming to buy the best suitable OSHC. It is always advisable to compare health insurance plans to make sure you are covered for all medical contingencies.

The process is actually, quite simple. One starts with finding a clinic or a medical centre on the internet, and it is followed by making an appointment with a General Practitioner (GP). OSHC providers run the extra mile in offering members access to the doctor directly, via social media or phone. With some OSHC providers, one can consult a doctor 24×7 in the comforts of their home. If the problems appear out of bounds for the GP, one is referred to a specialist.

Okay, so from where to buy the OSHC? Who are the best insurers?

The Top leading health insurance providers of OSHC Student Health Cover are

• BUPA
• Nib
• AHM
• Allianz Global Assistance
• Medibank

Confused by the options? Hey, we at GetMyPolicy are here to help you! In here, you can compare various health insurance plans and chose the one best for you or your type of visa. Here, you can get specific insights on coverage patterns when it comes to Public and Private hospital treatments.

At GetMyPolicy.online, you’ll get the most extensive range of Plans from Government Approved Australian Health Insurance Providers. Compare and Choose instantly the plan that suits your needs, care and budget for your student visa for Australia.

To make a claim, if the concerned medical centre is a part of direct billing network of the insurance provider, one doesn’t have to pay for anything. The claims can be done in person, online or by post.

You could have an ‘n’ number of reasons for visiting one of the best countries in the world, Australia. You have your schedule ready, your aim set, your ticket & passport in check and you’ve mentally travelled already to Australia.

You also start getting dreams of sitting in top-class Australian landscapes and enjoying the beauty of the same, living every moment as time goes by. But hey! Where is your Overseas Visitor Health Cover (OVHC)?

If you read the last sentence of the paragraph above, your first reaction could be, “Why do I need insurance when I’m just here to enjoy or work for a while?” As a visitor, you might be here, in Australia to visit your friends or family and spend some quality time with them or probably, enjoy Australian sightseeing from a cruise or if you’re a businessman, it could even be developing your business. You could also be a student who’s recently graduated from an Australian Institution or another country, but have the necessary skills & qualifications to stay & work in Australia, you maybe are an overseas skilled worker who’s sponsored by an Australian employer to fill a suitable role a fellow Australian can’t take.

But whatever the case is, before visiting Australia, it is highly recommended and even mandatory in many instances, depending on the type of your visa, to get yourself & your families adequate Overseas Health Insurance for the entire period of your stay in Australia. What is it for? To help curb financial liability! Financial liability? What’s a liability in healthcare? Let us tell you this.

Australia is one of the few countries in the world that takes pride in providing top – class healthcare to its citizens. With top – class comes top costs. A single day in an Australian hospital with the most basic facilities could easily reduce your bank balance by AU$ 1000. Yes, one thousand Australian dollars for a single hospital day! But hey! You only need to pay this, if you don’t have an adequate OVHC Cover. So, what’s the smart thing to do here? Pay out of pocket or take insurance and stay expenses – free for a majority of health-related costs?

So, a smart choice would be to buy a suitable OVHC as per your budget & need and prevent paying hefty amounts to something that you could avoid. But again, what is generally included in your Overseas Visitor Visa Insurance? To begin with, here are a few Overseas Health Insurance Features that you stand insured to if you have an OVHC:

• Overnight or same – day accommodation.
• Operating Theatre, Labour ward fees & Intensive care fees.
• Emergency transport via an ambulance to a hospital, emergency room & emergency staff fee.
• Medications listed under the Pharmaceutical Benefits Scheme (PBS)
• In – hospital & out – hospital doctor general physician & specialists’ fees. Up to 100% of the Medicare Benefits Scheme (MBS) covered in such cases.
• Coverage for various services like radiology & pathology.
• 100% insured for Surgically Implanted Prostheses.
• Private room wherever available.
• Gastric banding & rehabilitation services in case of accident.
• In – patient psychiatric accommodation.
• Physiotherapy
• Funeral expenses, home – country repatriation,
• Renal dialysis, Hernia surgery, removal of tonsils & appendicitis.
• Back surgery.
• Cardiac-related services *.

And lot’s more, again, depending upon the type of insurance & the brand you choose to go with.

Now that we’ve seen general features that are included let us have a look at some excluded features; where you are ineligible to get compensation. In other words, your OVHC insurance doesn’t back you for the below-mentioned costs arising from:

• All claims which relate to services when a policy is suspended/removed.
• Expenses incurred within waiting periods.
• Services provided or rendered outside of Australia.
• Pre-existing conditions.
• Pregnancy and birth related care
• Hips and Knee Replacement, Cataract
• Rehabilitation, if the incident occurred before arriving in Australia.
• In – Vitro Fertilization (IVF) & other assisted reproductive services.
• Bone marrow & organ transplants.
• If another source claims compensation, damages or benefits.
• Luxury room services and services not covered under Medicare.
• Cosmic surgery or experimental surgery.
• Choosing your own health provider rather than going with the hospital’s registered practitioner for in-hospital treatment.
• Out – patient pharmaceutical costs, Non – PBS high-cost drugs & experimental drugs.
• Drugs or medicines purchased over – the – counter without a prescription issued by a Medical Practitioner.

Read More: What is waiting period in OVHC and OSHC? How can it affects?

There may be even more grounds stating which your insurer may deny paying of your medical costs incurred via treatment.

But as you can see, all significant medical ailments & processes are generally covered or are insured by various insurers. At GetMyPolicy, we are here to help you make your best choice regarding your OVHC health insurance if you’re travelling to Australia. With us, make your choice of selection between the best government certified OVHC providers. Compare available features, know what you pay for & then, make your choice! When you buy from us & upload your policy, you stand to get 15 FREE PTE practice tests!

^NOTE: THE SERVICES PROVIDED BY THE INSURANCE COMPANIES MIGHT/MIGHT NOT CHANGE OR EVEN REMAIN THE SAME, NEW SERVICES COULD BE ADDED OR OLD ONES COULD BE DELETED CONCERNING VARIOUS PROVIDERS. THE SERVICES COULD AGAIN DIFFER FROM A PUBLIC/PRIVATE/PARTNER HOSPITAL. THEREFORE, PRICES & SERVICES ARE BOUND TO CHANGE WITHOUT PRIOR NOTICE, AND THE WRITER IS NOT RESPONSIBLE FOR THE CHANGES IN ANY MANNER. THE WRITER NEITHER ENDORSES ANY PARTICULAR INSURANCE BRANDS.

Are you thinking about going to Australia to study?

You’re about to embark on a journey that promises not only academic excellence but also a wealth of cultural and recreational experiences. From bustling cities to serene landscapes, Australia has it all.

At Aussizz Group, we know how important it is to find the right city for your studies and future life. That’s why we’ve compiled this guide to the top 7 cities in Australia for international students in 2023.

Whether you’re an aspiring artist, budding entrepreneur, or future scientist, there’s a city here that will cater to your passions and ambitions. So, let’s dive in and explore what each of these cities has to offer.

Melbourne

Melbourne is known as Australia’s culture capital because of its lively arts scene, world-class restaurants, and diverse population. The unique mix of European and Asian influences in the city makes it feel international, which is why students come from all over the world to study there.

Academic Opportunities

Melbourne is known for its world-class universities and diverse range of courses. The city is a hub for the arts, humanities, and sciences, with institutions like the University of Melbourne and RMIT University offering a wide range of programmes. Melbourne is also home to several research institutions, providing opportunities for students to engage in cutting-edge research and innovation.

Co-curricular Activities

Melbourne offers a wide range of co-curricular activities for students. Join student clubs, participate in sports teams, or attend cultural events to enhance your skills outside of the classroom. The city is known for its vibrant arts scene, with numerous art galleries, theatres, and music venues hosting cultural events throughout the year. Students can join clubs and societies related to their fields of interest or participate in workshops and performances organised by the universities.

Must-Visit Places

Check out the lively arts scene in Melbourne, go to the famous Federation Square, or take a walk through the Royal Botanic Gardens. The Melbourne Cricket Ground is one of the biggest stadiums in the world, and the Melbourne Museum shows off the city’s rich history and culture.

10 Hilarious and Fascinating Facts About Australia That Will Make You Want to Pack Your Bags!

Side-Income Jobs

Find part-time work in the busy hospitality business in Melbourne or look into tutoring and academic mentoring. Positions as waitstaff, baristas, or kitchen assistants are available at the city’s numerous cafés and eateries. International students can also find tutoring jobs at local colleges, where they can help other students with their classes and prepare for exams.

Sydney

Sydney is the biggest city in Australia. It is known for its famous buildings, beautiful harbour, and busy nightlife. The city’s wide variety of people and strong economy make it a good place for foreign students who want to live in a busy city and seek a dynamic urban experience.

Academic Opportunities

The University of Sydney and the University of New South Wales are two of the most well-known universities in Sydney. International students can choose from a wide range of classes in the city, with a strong focus on business, economics, and technology. Sydney is also a centre for study and new ideas, with many research institutions and places for new businesses to start up.

Why Choose Australia for Your Higher Studies and Why Now?

Co-curricular Activities

Join a sports group, do something fun like surfing or hiking, or go to one of Sydney’s big sporting events. Big sports events like the Australian Open tennis tournament and the Sydney Marathon take place in the city. This gives students a chance to see world-class athletes in action. Sydney also has a lively arts scene. Throughout the year, many theatres, art galleries, and music venues host cultural events.

Must-Visit Places

Visit the iconic Sydney Opera House, walk across the Sydney Harbour Bridge, or relax on Bondi Beach. The city is also home to the Taronga Zoo, where you can see a wide range of Australian wildlife, and the Royal Botanic Garden, which offers stunning views of the harbour and city skyline.

Side-Income Jobs

You could get a part-time job in Sydney’s busy service business or in a shopping centre. The city’s booming tourism industry gives foreign students a lot of chances to work as tour guides or in customer service. Sydney also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Brisbane

Brisbane, the capital of Queensland, is known for its warm weather, love of the outdoors, and friendly people. The city has a laid-back vibe and is close to nature attractions like the Great Barrier Reef, which makes it a popular place for students who want a mix of city life and outdoor activities.

Academic Opportunities

Brisbane offers a range of courses for international students, with a strong focus on research and innovation. The city is home to several prestigious universities, including the University of Queensland and Queensland University of Technology. Brisbane is also a centre for research and development, with many study institutions and innovation centres.

Co-curricular Activities

You can enjoy the outdoors by doing things like biking along the Brisbane River or visiting the national parks close by. The music scene in the city is also strong, with live shows happening often at places like The Triffid and The Tivoli. Throughout the year, Brisbane also has a number of culture festivals that give students a chance to learn more about the local arts scene.

Must-Visit Places

Relax at the South Bank Parklands, see koalas at the Lone Pine Koala Sanctuary, or check out the arts scene in the city. Brisbane is also home to the Queensland Art Gallery and the Gallery of Modern Art, which show a wide range of modern and indigenous art.

Side-Income Jobs

Find part-time work in the hospitality business in Brisbane or think about teaching. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Brisbane also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Adelaide

Adelaide, the capital of South Australia, is known for its easy-going way of life, beautiful parks, and bustling arts scene. The city puts a lot of effort into education and research, and the cost of living is low, which makes it a good place for foreign students to study.

Academic Opportunities

Adelaide is known for its world-class universities and research institutions. The city offers a wide range of courses for international students, with a strong focus on healthcare, engineering, and technology. Adelaide is also a hub for research and innovation, with numerous research institutions and start-up incubators.

Co-curricular Activities

Participate in festivals like the Adelaide Fringe Festival or WOMADelaide, or explore the city’s beautiful parks and gardens. Adelaide also offers a vibrant arts scene, with numerous theatres, galleries, and music venues hosting cultural events throughout the year.

Must-Visit Places

Visit the Adelaide Botanic Garden, explore the Art Gallery of South Australia, or discover the city’s rich history. Adelaide is also home to the Adelaide Zoo, where you can see a wide range of Australian wildlife, and the South Australian Museum, which showcases the state’s natural and cultural heritage.

Side-Income Jobs

Work part-time in the hospitality business in Adelaide or look into retail jobs. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Adelaide also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Perth

Perth is the capital of Western Australia. It is known for its beautiful beaches, outdoor sports, and strong mining industry. Because the city is separated from the rest of Australia, it has its own culture and a strong sense of community. This makes it a great place for foreign students to study.

Academic Opportunities

International students can take a wide range of classes in Perth, with a strong focus on business and technology. The University of Western Australia and Curtin University are two of the most well-known schools in the city. With many study institutions and start-up incubators, Perth is also a centre for research and new ideas.

Co-curricular Activities

Engage in water sports along the coastline or immerse yourself in cultural festivals like the Perth International Arts Festival. The city also offers a vibrant arts scene, with numerous theatres, galleries, and music venues hosting cultural events throughout the year.

Must-Visit Places

Visit Kings Park and the Botanic Garden, relax on Cottesloe Beach, or explore the city’s vibrant arts scene. Perth is also home to the Perth Zoo, where you can see a wide range of Australian wildlife, and the Western Australian Museum, which showcases the state’s natural and cultural heritage.

Side-Income Jobs

Look for part-time work in the hospitality business in Perth or in retail. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Perth also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Canberra

Canberra, the capital of Australia, is known for its political significance, national institutions, and green spaces. The city’s status as the seat of government and its strong focus on research and innovation make it an attractive destination for students interested in politics, diplomacy, and international relations.

Academic Opportunities

As the capital of Australia, Canberra offers a wide range of courses for foreign students. Politics, diplomacy, and international relations are some of the most popular subjects. The Australian National University and the University of Canberra are two of the best universities in the city. Canberra is also a centre for study and new ideas, with many government agencies and research institutions.

Co-curricular Activities

Participate in university-sponsored discussions and forums or go to national institutions like the Australian Parliament House and the National Gallery of Australia. There is also a lively arts scene in the city, with many theatres, art galleries, and music places hosting cultural events all year long.

Must-Visit Places

Visit the Australian War Memorial, explore the National Gallery of Australia, or discover the city’s rich history. Canberra is also home to the National Museum of Australia, which showcases the country’s natural and cultural heritage, and the Australian National Botanic Gardens, which offer a wide range of native plants.

Side-Income Jobs

Look for part-time work in the hospitality business in Canberra or in retail. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. Canberra also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Gold Coast

The Gold Coast, located in Queensland, is known for its stunning beaches, vibrant nightlife, and outdoor activities. The city puts a lot of effort into tourism and hospitality, and its laid-back beach culture makes it a popular place for students who want to see a different side of Australia.

Academic Opportunities

The Gold Coast offers a range of courses for international students, with a strong focus on tourism and hospitality. The city is home to several prestigious universities, including Griffith University and Bond University. The Gold Coast is also a hub for research and innovation, with numerous research institutions and start-up incubators.

Co-curricular Activities

Join surf clubs, participate in beach clean-up initiatives, or immerse yourself in music festivals and events. The city also offers a vibrant arts scene, with numerous theatres, galleries, and music venues hosting cultural events throughout the year.

Must-Visit Places

Visit Surfers Paradise Beach, explore the city’s vibrant arts scene, or discover the city’s rich history. The Gold Coast is also home to the Currumbin Wildlife Sanctuary, where you can see a wide range of Australian wildlife, and the Gold Coast Arts Centre, which showcases the city’s cultural heritage.

Side-Income Jobs

Find part-time work in the hospitality sector on the Gold Coast or in retail. The city’s tourism industry is growing, which gives international students a lot of chances to work as tour guides or in customer service. The Gold Coast also has a strong start-up environment, which gives students the chance to work as interns at local start-ups and learn about business.

Side-Income Jobs for International Students in Australia

International students in Australia can get part-time jobs, also called “side-income jobs,” to make extra money. Not only do these jobs help students pay for their living costs, but they also give them good work experience.

Here are some of the most common part-time jobs for foreign students in Australia, along with their minimum wage rates, average monthly wages in AUD and INR, job requirements, and qualifications:

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Babysitter
● Average wage rate: AUD 25 per hour
● Average monthly wage: AUD 2,600 (INR 1,38,554)
● Job requirements: Taking care of children, preparing meals, and ensuring their safety.
● Qualifications: Patience, good communication skills, and a background check.

Mail Deliverer
● Average wage rate: AUD 24.96 per hour
● Average monthly wage: AUD 2,500 (INR 1,33,225)
● Job requirements: Delivering mail and parcels to homes and businesses.
● Qualifications: Ability to follow directions, good organisational skills, and a valid driver’s licence.

Delivery Person
● Average wage rate: AUD 30.97 per hour
● Average monthly wage: AUD 3,200 (INR 1,70,528)
● Job requirements: Delivering food or other items to customers.
● Qualifications: Good communication skills, a valid driver’s licence, and a reliable vehicle.

Driver
● Average wage rate: AUD 35.78 per hour
● Average monthly wage: AUD 3,700 (INR 1,97,173)
● Job requirements: Driving people or goods from one place to another.
● Qualifications: A valid driver’s licence, a good driving record, and knowledge of local routes.

Tutor
● Average wage rate: AUD 30 per hour
● Average monthly wage: AUD 3,100 (INR 165,199)
● Job requirements: Teaching students in a particular subject.
● Qualifications: Expertise in the subject, good communication skills, and a teaching certification (optional).

Barista
● Average wage rate: AUD 28.92 per hour
● Average monthly wage: AUD 3,000 (INR 1,59,870)
● Job requirements: Making and serving coffee and other beverages.
● Qualifications: Customer service skills, knowledge of coffee-making techniques, and a food handler’s certificate.

Library Assistant
● Average wage rate: AUD 26.73 per hour
● Average monthly wage: AUD 2,700 (INR 1,43,883)
● Job requirements: Helping students and staff in the library.
● Qualifications: Good organisational skills, attention to detail, and computer literacy.

Campus Ambassador
● Average wage rate: AUD 23.23 per hour
● Average monthly wage: AUD 2,500 (INR 1,33,225)
● Job requirements: Promoting the university to prospective students.
● Qualifications: Good communication skills, enthusiasm, and knowledge of the university.

Fitness Class Instructor
● Average wage rate: AUD 42.38 per hour
● Average monthly wage: AUD 4,400 (INR 2,34,476)
● Job requirements: Teaching fitness classes to students.
● Qualifications: Fitness certification, good communication skills, and knowledge of exercise techniques.

In addition to these jobs, international students can also make money online by freelancing, tutoring, blogging, and selling physical things online. The minimum wage rate for online jobs varies depending on the type of work and the platform used. To find part-time jobs in Australia, international students can use job portals, recommendations, university pages, networking, and alumni job portals.

It is important to note that as of 1 July 2023, the National Minimum Wage in Australia is $23.23 per hour or $882.80 per week. The average monthly wage for part-time jobs varies depending on the type of work and the number of hours worked.

NOTE: The data shown here is based on our research that happened on 20th August 2023. We have considered an average of 24 hours of work per week for international students to calculate the rates mentioned above. The prices and wage rate are subject to the current time and rate. The source links have been stated at the end of this blog.

Criteria for Choosing a City

When choosing a city in Australia for study and settlement purposes, international students need to consider certain criteria. Factors such as the quality of education, cost of living, safety, multicultural environment, availability of student support services, and career prospects should be considered. Each city has its own unique qualities that may or may not fit with the tastes and goals of different people.

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Conclusion

In short, the places we’ve talked about offer international students a unique mix of academic opportunities, cultural experiences, and part-time job opportunities.

Each city has its own personality and benefits, so you can find one that fits your personal and academic goals best. And don’t forget that you’re not alone in this journey.

The Aussizz Group, Australia’s largest migration and education consultancy, is here to support you every step of the way. From choosing the right university to navigating the visa process, our team of experts is dedicated to helping you make the most of your time in Australia.

So, get ready for an amazing learning experience and know that The Aussizz Group is here to help you have a great future. Don’t forget that you can always reach your goals.

Sources:

• Babysitting Rates in Australia & Its Top Cities | Find A Babysitter
• Australia Post Hourly Pay in Australia in 2023 | PayScale
• Delivery driver salary in Australia (indeed.com)
• Driver salary in Australia (indeed.com)
• Tutor salary in Australia (indeed.com)
• Barista salary in Australia (indeed.com)
• Library Assistant Hourly Pay in Australia in 2023 | PayScale
• Minimum wages – Fair Work Ombudsman
• Fitness instructor salary in Australia (indeed.com)